Call me to discuss your retirement options!

At the Rick Megargell State Farm office here in Orangeville, Pennsylvania, we help customers review their health insurance options so they can feel confident about their coverage. Whether you're preparing for retirement, experiencing a life change, or simply want to make sure your coverage still fits your needs, you can call, text, or stop by our office to discuss your options.

Our office is located in Orangeville, Pennsylvania, in Columbia County, and we proudly serve customers throughout Pennsylvania, including Benton, Millville, Bloomsburg, Danville, Stillwater, Nescopeck, Catawissa and Berwick along with Orangeville. Whether you live right here in the area or elsewhere in the state, we can help with a variety of insurance needs, including Auto Insurance, Home Insurance, Renters Insurance, Condo Insurance, Life Insurance, and Business Insurance. We also assist with Farm Insurance, ATV insurance, and recreational vehicle insurance. In addition, we can help customers explore products as part of preparing for future goals.

Making insurance easier to understand has always been a priority for me. My team and I take the time to listen, answer questions, and help customers compare coverage options so they can make informed decisions. Whether you're protecting your family, your home, your business, or preparing for what comes next, we're here to provide guidance and support.

I am a lifelong resident of Columbia County and have been a State Farm Agent since 1990, bringing more than 36 years of experience helping people protect what matters most. I hold the ChFC® designation and am passionate about helping individuals, families, and business owners succeed while preparing for unexpected events. Community involvement has always been important to me. I serve as an officer and Board Member of the Columbia County Housing and Redevelopment Authority and as an officer of the Laurel Hill Cemetery Association, both in volunteer roles. My wife works alongside me in the office, and together we've raised two children and now enjoy spending time with our grandchildren. When I'm not at work, you'll often find me following Penn State sports, golfing, or enjoying time with family.

Our insurance team brings more than 70 years of combined experience. We also welcome both walk-ins and appointments, and we're happy to have a dog-friendly office.

If you're reviewing your health insurance, looking for help with Auto Insurance, Life Insurance, or other coverage needs, or simply want a second look at your current protection, give me a call or stop by our Orangeville office. I'd be glad to help!

Frequently Asked Questions (FAQs):

Q: How can I compare auto insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Connect with Rick for insurance guidance in the areas, including Benton, Millville, Bloomsburg, Danville, Stillwater, Nescopeck, Catawissa and Berwick along with Orangeville.

Q: How fast can I get car insurance?

A: Car insurance coverage can often start the same day, depending on your situation. In Columbia, Montour and Luzerne Counties, you can count on Rick and his team for personalized service.

Q: What are the insurance requirements on a leased car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Rick serves Benton, Millville, Bloomsburg, Danville, Stillwater, Nescopeck, Catawissa and Berwick along with Orangeville and is happy to help with your insurance needs.

Q: What happens when you have life insurance in place?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. As long as coverage remains active, it can help give your loved ones financial support when they may need it most. Rick is here to help your household feel covered.

Q: What is renters insurance?

A: Renters insurance is a policy designed to help protect your personal belongings and provide liability coverage while you're renting a home or apartment. It focuses on your possessions and potential risks, rather than the building itself, which is typically covered by your landlord's policy. Looking for coverage? Talk with Rick about your options.

Q: What protections does home insurance usually provide?

A: Homeowners insurance can help protect your home, personal property, personal liability, and additional living expenses after a covered loss. Rick is proud to serve the Orangeville community.